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Denis Clifford serves as Chief Growth Officer at Afficiency, overseeing Sales, Marketing and Business Development. He brings more than 20 years of distribution experience in roles at Ash Brokerage and SBLI life carriers. Denis is a highly regarded member of the life insurance community and received the 2022 Life Insurance Direct Marketing Association's "Vision Award." He is based in Andover, MA and holds memberships in NAILBA, NAIFA, and serves as a board member for LIDMA.