Afficiency

Property & Casualty Agents & Agencies

P&C agents and agencies are uniquely positioned to bundle life insurance with their existing property and casualty products. With Afficiency, you can offer your clients comprehensive protection in a single conversation, adding life insurance to their home, auto, and umbrella coverage.

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Life Insurance for P&C Agents Made Simple

Afficiency understands that P&C agents are experts in property and casualty insurance, not life insurance. That is why we have built a platform that makes selling life insurance as easy as quoting an auto policy. Here is what makes it work:

  • Coverage up to $500,000

    Offer your clients meaningful life insurance coverage with face amounts up to $500,000, providing real financial protection for their families.

  • 100% Digital Process

    The entire process is digital -- from quote to application to policy issuance. No paper forms, no faxing, no mailing. Everything happens online in a single session.

  • 3-Minute Application Process

    Your clients can complete the entire life insurance application in approximately 3 minutes. A few simple health questions replace the lengthy traditional applications and medical exams.

The result is a new revenue stream for your agency that requires minimal effort and no specialized life insurance expertise. Afficiency's platform handles the complexity so you can focus on your P&C business.

100% Digital Platform

Afficiency's digital platform integrates seamlessly with your existing P&C workflow. Our technology handles the entire life insurance process -- from generating personalized quotes to instant underwriting to policy issuance -- all within a simple, intuitive interface that P&C agents can learn in minutes.

Whether you prefer to use our white-labeled storefront or integrate via our API into your existing quoting and management systems, Afficiency gives you the flexibility to offer life insurance in the way that works best for your agency and your clients.

P&C Platform Features

Everything P&C agents need to successfully cross-sell life insurance to their existing clients.

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100% Digital

Entirely digital experience from quote to policy issue. No paper, no faxes, no delays. Your clients complete everything online in a single session alongside their P&C coverage review.

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API Integration

Comprehensive RESTful APIs that integrate with your existing P&C management system. Add life insurance quoting and application directly into your current workflow.

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Application Process

Simplified 3-minute applications designed for the P&C cross-sell conversation. A few straightforward health questions, no medical terminology or complex underwriting concepts.

No Medical Exam

No medical exams, lab work, or physician statements. Our advanced risk screening technology enables instant decisions, keeping the cross-sell conversation flowing naturally.

Instant Decision

Real-time underwriting decisions delivered in seconds. Your clients get an answer before they leave the conversation, and approved policies are issued immediately.

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Storefront Branding

White-labeled experience matching your agency's brand identity. Clients see your brand throughout the life insurance process, maintaining the trust they have already placed in your P&C agency.

Start Bundling Life Insurance Today

Add a new revenue stream to your P&C agency with Afficiency's digital life insurance platform. No life insurance expertise required -- our platform handles the complexity.

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