Afficiency

Our Carrier Partners

At Afficiency, we have built 100% digital life insurance from the ground up. We work with like-minded carrier teams who share our vision for transforming the way life insurance is delivered and experienced. Together, we are reimagining what the life insurance buying process can look like in a fully digital world.

Afficiency has teamed with innovative carriers and reinsurers including:

Afficiency carrier and reinsurer partners — Foresters Financial, EMC Insurance, Continental General, SBLI, Western & Southern, Haven Life, TIAA, RGA, Munich RE, Hannover Re

Foresters Financial

AM Best: A

Foresters Financial (The Independent Order of Foresters) is a purpose-driven financial services provider operating for over 150 years, offering life insurance products with member benefits and community support programs.

EMC Insurance

AM Best: A

EMC Insurance is a mutual insurance company providing life insurance and financial products, focused on delivering reliable coverage through independent agents.

Continental General

AM Best: A-

Continental General Insurance Company is an innovative carrier specializing in digital-first life insurance and final expense products, partnering with Afficiency to deliver the NewBridge Final Expense solution.

SBLI

AM Best: A

SBLI (The Savings Bank Mutual Life Insurance Company of Massachusetts) is a mutual life insurance company offering affordable, no-exam term life insurance products distributed digitally through partners like Afficiency.

Western & Southern Financial Group

AM Best: A+

Western & Southern Financial Group is a Fortune 500 insurance and financial services company founded in 1888, offering life insurance products including the IncomeSense income protection solution distributed via Afficiency.

Haven Life

AM Best: A++

Haven Life is a customer-centric life insurance agency backed by MassMutual, offering digital term life insurance products designed for modern consumers.

TIAA

AM Best: A++

TIAA (Teachers Insurance and Annuity Association) is a leading financial services organization providing retirement, insurance, and investment solutions, primarily serving those in academic, research, and cultural fields.

RGA

AM Best: A+

RGA (Reinsurance Group of America) is a global reinsurance company specializing in life and health reinsurance, supporting Afficiency carrier partners with innovative reinsurance solutions for digital life insurance products.

Munich RE

AM Best: A+

Munich RE is one of the world's leading reinsurers, providing innovative reinsurance solutions that enable Afficiency carrier partners to offer competitive digital life insurance products at scale.

Hannover Re

AM Best: A+

Hannover Re is one of the world's largest reinsurance groups, providing life and non-life reinsurance solutions that support Afficiency's digital life insurance product development and distribution.

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